Spanish vocabulary · Beginner

How to Say Claim in Spanish

Reclamación · noun · reh-klah-mah-see-OHN

The Spanish word for claim varies by meaning. For an insurance or formal claim, use 'reclamación.' For a verbal complaint or demand, 'reclamo' is common in Latin America. For a claim as a statement of fact, 'afirmación' is the right choice. The verb 'reclamar' covers the action of claiming or complaining.

Reclamación is pronounced reh-klah-mah-see-OHN. The stress falls on the final syllable, which is standard for words ending in '-ón.'

Presenté una reclamación al seguro por los daños del accidente.

I filed a claim with the insurance for the accident damages.

claim in Spanish: Quick Reference

Below are the most common Spanish words for claim, with pronunciation and regional usage notes.

SpanishEnglishPronunciationRegion / Register
reclamaciónclaimreh-klah-mah-see-OHNDefault, widely understood
reclamoclaimLatin America, commonly used for a complaint or claim
reclamarclaimverb form, to claim or complain
afirmaciónclaima claim as in a statement or assertion

How Native Speakers Use Reclamación

Real example sentences across three contexts you'll actually run into.

Insurance claim

El proceso de reclamación del seguro tardó tres meses.

The insurance claim process took three months.

Formal context of filing an insurance claim.

Consumer complaint

Hice un reclamo porque el producto llegó dañado.

I made a claim because the product arrived damaged.

Using reclamo for a consumer complaint.

Asserting something

Su afirmación de que es el mejor no tiene fundamento.

His claim that he's the best has no basis.

Afirmación used for a claim as a statement.

Avoid These Mistakes When Using Reclamación

Wrong word for context

Incorrect: Voy a hacer una afirmación al seguro.

Correct: Voy a hacer una reclamación al seguro.

Afirmación means a factual assertion or statement. For filing a formal claim with insurance or a company, use 'reclamación' or 'reclamo.'

Verb confusion

Incorrect: Quiero clamar mis derechos.

Correct: Quiero reclamar mis derechos.

Clamar means 'to cry out' or 'to implore.' Reclamar is the correct verb for claiming rights, demanding, or filing a complaint.

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See Reclamación used by native speakers

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Common Questions About claim in Spanish

What is the difference between reclamación and reclamo?
Reclamación is the more formal term used in official and legal documents, while reclamo is its informal equivalent commonly used in daily conversation across Latin America.
How do you say 'to claim' as a verb in Spanish?
The verb is 'reclamar' for demanding something owed to you, and 'afirmar' when claiming something to be true — two different verbs for two different types of claiming.
How do you file a claim in Spanish?
The standard phrases are 'presentar una reclamación' (to file a claim) or 'poner un reclamo' in informal speech, both commonly used with insurance companies, airlines, and customer service.