Spanish vocabulary · Beginner
How to Say "Insurance" in Spanish
Seguro · noun · seh-GOO-roh
Seguro is the standard Spanish word for insurance. It applies to all insurance types: seguro de vida (life insurance), seguro de auto (car insurance), seguro médico (health insurance), and seguro de hogar (home insurance). Be aware that seguro also serves as an adjective meaning 'safe,' 'secure,' or 'sure,' so the surrounding words determine which meaning applies.
seh-GOO-roh
Necesito contratar un seguro médico antes de viajar.
I need to get health insurance before traveling.
insurance in Spanish: Quick Reference
Below are the most common Spanish words for insurance, with pronunciation and regional usage notes.
| Spanish | English | Pronunciation | Region / Register |
|---|---|---|---|
| seguro | insurance | seh-GOO-roh | Default, widely understood |
| póliza de seguro | insurance | refers to the insurance policy document | |
| aseguranza | insurance | informal, U.S. Spanish (Spanglish) |
How Native Speakers Use Seguro
Real example sentences across three contexts you'll actually run into.
At an insurance office
¿Cuánto cuesta el seguro de auto por mes?
How much does car insurance cost per month?
Seguro de auto is the standard compound for car insurance, understood everywhere in the Spanish-speaking world.
Discussing coverage
Mi seguro médico cubre consultas y medicamentos.
My health insurance covers doctor visits and medications.
Seguro médico is the universal term for health insurance, though some regions also say seguro de salud.
Signing a policy
Firmamos la póliza de seguro para proteger la casa.
We signed the insurance policy to protect the house.
When referring to the actual document, Spanish speakers say póliza de seguro rather than just seguro.
Avoid These Mistakes When Using Seguro
Confusing seguro (noun) with seguro (adjective)
Incorrect: Estoy seguro de vida.
Correct: Tengo un seguro de vida.
Estoy seguro means 'I am sure/safe.' To talk about a life insurance policy, use tener un seguro de vida.
Using the Spanglish form in formal contexts
Incorrect: Necesito comprar aseguranza.
Correct: Necesito comprar un seguro.
Aseguranza is a Spanglish adaptation heard in U.S. Spanish communities. In formal or standard Spanish, the correct word is seguro.
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See Seguro used by native speakers
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Common Questions About insurance in Spanish
- Is aseguranza a real Spanish word?
- It is widely used in U.S. Latino communities but is not recognized by the Real Academia Española. In formal Spanish, always use seguro. However, you may encounter aseguranza in bilingual contexts.
- How do you say 'insurance company' in Spanish?
- The standard term is compañía de seguros or aseguradora. Both are used interchangeably, though aseguradora is more concise and common in professional contexts.
- Does seguro always mean insurance?
- The word seguro wears multiple hats depending on its grammatical role: as an adjective it means 'safe,' 'sure,' or 'certain,' while as a noun with an article (el seguro, un seguro) it typically refers to insurance. Context and grammar determine the intended meaning.